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No matter what you’re borrowing for, you’ll always get friendly
advice and expert knowledge. 


Rates You'll Love



5 Year Fixed Mortgage*


7 Year Fixed Mortgage*


*5 year and 7 year rates are “as low as”, based on member qualification. All rates are posted without patronage shares, are subject to change without notice, and are not guaranteed unless confirmed in writing.


We know the Kootenay real estate market and work hard to understand your mortgage needs. Our decision makers live right here in the Kootenays and our goal is to make your experience as stress free as possible. 


Personal Loans

Flexible options with variable and fixed interest rates, both secured and unsecured. These loans are perfect for whatever you have planned. Pay off your loan in full, or make extra payments at any time without penalty. Let’s get personal with your personal loan. 

woman putting

Lines of Credit

No matter what you want to do — buy that boat you’ve had your eye on, update your kitchen, or have some reserve funds for peace of mind — a line of credit is there for you. Since the rates are usually lower than other credit types, it’s also a great way to pay off other debts. Get this flexible and incredibly useful product in your Kootenay Savings portfolio. 


Loan Payment Protection

Protect your loan payments in case of job loss, critical illness, disability or death with our insurance.

Call Our Member Service Centre: 1.800.665.5728.


​Loan Calculator


Join Kootenay Savings Credit Union

Great borrowing products, rates and advice, plus a financial friend who has your best interest at heart.