
We know the Kootenay real estate market and work hard to understand your mortgage needs. Our decision makers live right here in the Kootenays and our goal is to make your experience as stress free as possible.

Flexible options with variable and fixed interest rates, both secured and unsecured. These loans are perfect for whatever you have planned. Pay off your loan in full, or make extra payments at any time without penalty. Let’s get personal with your personal loan.

No matter what you want to do — buy that boat you’ve had your eye on, update your kitchen, or have some reserve funds for peace of mind — a line of credit is there for you. Since the rates are usually lower than other credit types, it’s also a great way to pay off other debts. Get this flexible and incredibly useful product in your Kootenay Savings portfolio.

Payment protection insurance helps protect your financial commitments if life takes an unexpected turn. In the event of a critical illness, disability, job loss or death, it can reduce or pay off your outstanding insured debt, easing financial stress for you and your loved ones. Claims can be submitted and tracked online through a new digital claims portal, giving you convenient access whenever you need it.
Kootenay Savings