MASTERPLAN - MAXIMIZER - CHEQUING | Rate |
---|---|
Balance of up to $999 |
0.01
|
Balance of up to $4,999 |
0.02
|
Balance of up to $9,999+ |
0.05
|
*All rates are posted without patronage shares, are subject to change without notice, and are not guaranteed unless confirmed in writing.
FULLY DISCOUNTED RATES AS LOW AS | Rate |
---|---|
5 Year Fixed (as low as) |
5.440
|
7 Year Fixed (as low as) |
5.940
|
10 Year Fixed (as low as) |
6.040
|
Based on high-ratio insured mortgages with amortizations of 25 years or under.
PERSONAL MORTGAGES | Rate |
---|---|
6 Months open |
9.630
|
1 Year open |
9.140
|
1 Year closed |
6.300
|
2 Year closed |
6.170
|
3 Year closed |
5.890
|
4 Year closed |
5.600
|
5 Year closed |
5.390
|
6 Year closed |
5.540
|
7 Year closed |
5.940
|
10 Year closed |
6.040
|
*All rates are posted without patronage shares, are subject to change without notice, and are not guaranteed unless confirmed in writing.
RRSP RRIF RESP AND TFSA TERMS | Rate |
---|---|
1 Year |
3.780
|
18 Months |
3.830
|
2 Years |
3.930
|
3 Years |
3.880
|
4 Years |
3.830
|
5 Years |
3.730
|
Kootenay Saver |
3.530
|
RATECLIMBER (3 YEAR) 4.360 EFFECTIVE YIELD | Rate |
---|---|
Year 1 |
3.530
|
Year 2 |
4.280
|
Year 3 |
5.280
|
RATECLIMBER (5 YEAR) 4.530 EFFECTIVE YIELD | Rate |
---|---|
Year 1 |
3.530
|
Year 2 |
4.280
|
Year 3 |
4.780
|
Year 4 |
4.780
|
Year 5 |
5.280
|
*All rates are posted without patronage shares, are subject to change without notice, and are not guaranteed unless confirmed in writing.
PERSONAL/RRSP/RRIF | Rate |
---|---|
Balance of up to $4,999 |
0.350
|
Balance of $5,000 - $9,999 |
0.500
|
Balance of $10,000 - $24,999 |
0.600
|
Balance of $25,000 - $99,999 |
0.900
|
Balance of $100,000 - $250,000+ |
1.000
|
TFSA | Rate |
---|---|
Balance of up to $4,999 |
0.350
|
Balance of $5,000 - $9,999 |
0.500
|
Balance of $10,000 - $24,999 |
0.600
|
Balance of $25,000 - $99,999 |
0.900
|
Balance of $100,000 - $250,000+ |
1.000
|
BUSINESS/ORGANIZATION | Rate |
---|---|
Balance of up to $4,999 |
0.350
|
Balance of $5,000 - $9,999 |
0.500
|
Balance of $10,000 - $24,999 |
0.600
|
Balance of $25,000 - $99,999 |
0.900
|
Balance of $100,000 - $250,000+ |
1.000
|
*All rates are posted without patronage shares, are subject to change without notice, and are not guaranteed unless confirmed in writing.
SUMMIT SAVINGS ACCOUNT® is a registered trademark owned by Canadian Western Bank, used under license.
KOOTENAY SAVER | Rate |
---|---|
Kootenay Saver |
3.530
|
REDEEMABLE TERM DEPOSITS | Rate |
---|---|
1 Year |
2.380
|
18 Months |
2.380
|
2 Years |
2.280
|
3 Years |
2.180
|
4 Years |
2.080
|
5 Years |
2.030
|
NON-REDEEMABLE TERMS (GIC) | Rate |
---|---|
6 Months |
2.280
|
1 Year |
3.780
|
18 Months |
3.830
|
2 Years |
3.930
|
3 Years |
3.880
|
4 Years |
3.830
|
5 Years |
3.730
|
RATECLIMBER (3 YEAR) 4.360 EFFECTIVE YIELD | Rate |
---|---|
Year 1 |
3.530
|
Year 2 |
4.280
|
Year 3 |
5.280
|
RATECLIMBER (5 YEAR) 4.530 EFFECTIVE YIELD | Rate |
---|---|
Year 1 |
3.530
|
Year 2 |
4.280
|
Year 3 |
4.780
|
Year 4 |
4.780
|
Year 5 |
5.280
|
USD NON-REDEEMABLE TERMS | Rate |
---|---|
1 Year |
2.780
|
18 Months |
2.730
|
2 Years |
2.580
|
3 Years |
2.430
|
4 Years |
2.430
|
5 Years |
2.530
|
USD Kootenay Saver |
1.530
|
*All rates are posted without patronage shares, are subject to change without notice, and are not guaranteed unless confirmed in writing.
Foreign Exchange Rates | Buy Rate | Sell Rate |
---|---|---|
United States (US Dollar) |
1.3897
|
1.3097
|
The differences between the prime rate and prime lending rate can be confusing. The KSCU Prime Rate is used for deposits and investments. The KSCU Prime Lending Rate is used for loans and lines of credit for both personal and business banking. In all cases we are very competitive and have the flexibility to provide great customized rate options through our Relationship Pricing program.
More than great rates, we’re part of your community and are working with our members to make the Kootenays even better.