MASTERPLAN - MAXIMIZER - CHEQUING | Rate |
---|---|
Balance of up to $999 |
0.01
|
Balance of up to $4,999 |
0.02
|
Balance of up to $9,999+ |
0.05
|
All rates are subject to change without notice, and are not guaranteed unless confirmed in writing.
FULLY DISCOUNTED RATES AS LOW AS | Rate |
---|---|
5 Year Fixed (as low as) |
4.090
|
7 Year Fixed (as low as) |
4.440
|
10 Year Fixed (as low as) |
4.790
|
PERSONAL MORTGAGES | Rate |
---|---|
6 Months open |
6.390
|
1 Year open |
6.390
|
1 Year closed |
3.230
|
2 Year closed |
3.680
|
3 Year closed |
4.030
|
4 Year closed |
4.440
|
5 Year closed |
4.930
|
6 Year closed |
5.180
|
7 Year closed |
5.340
|
10 Year closed |
6.030
|
RRSP RRIF RESP AND TFSA TERMS | Rate |
---|---|
1 Year |
2.080
|
18 Months |
2.180
|
2 Years |
2.430
|
3 Years |
2.580
|
4 Years |
2.830
|
5 Years |
3.080
|
Kootenay Saver |
1.880
|
RATECLIMBER (3 YEAR) 2.830 EFFECTIVE YIELD | Rate |
---|---|
Year 1 |
2.080
|
Year 2 |
2.580
|
Year 3 |
3.830
|
RATECLIMBER (5 YEAR) 3.080 EFFECTIVE YIELD | Rate |
---|---|
Year 1 |
2.080
|
Year 2 |
2.630
|
Year 3 |
2.880
|
Year 4 |
3.430
|
Year 5 |
4.380
|
PERSONAL/RRSP/RRIF | Rate |
---|---|
Balance of up to $4,999 |
0.050
|
Balance of $5,000 - $9,999 |
0.250
|
Balance of $10,000 - $24,999 |
0.300
|
Balance of $25,000+ |
0.350
|
TFSA | Rate |
---|---|
Balance of up to $4,999 |
0.200
|
Balance of $5,000 - $9,999 |
0.250
|
Balance of $10,000 - $24,999 |
0.300
|
Balance of $25,000+ |
0.350
|
BUSINESS/ORGANIZATION | Rate |
---|---|
Balance of up to $4,999 |
0.200
|
Balance of $5,000 - $9,999 |
0.250
|
Balance of $10,000+ |
0.350
|
KOOTENAY SAVER | Rate |
---|---|
Kootenay Saver |
1.880
|
REDEEMABLE TERM DEPOSITS | Rate |
---|---|
1 Year |
0.880
|
18 Months |
0.980
|
2 Years |
1.080
|
3 Years |
1.280
|
4 Years |
1.380
|
5 Years |
1.630
|
NON-REDEEMABLE TERMS (GIC) | Rate |
---|---|
6 Months |
1.030
|
1 Year |
2.080
|
18 Months |
2.180
|
2 Years |
2.430
|
3 Years |
2.580
|
4 Years |
2.830
|
5 Years |
3.080
|
RATECLIMBER (3 YEAR) 2.830 EFFECTIVE YIELD | Rate |
---|---|
Year 1 |
2.080
|
Year 2 |
2.580
|
Year 3 |
3.830
|
RATECLIMBER (5 YEAR) 3.080 EFFECTIVE YIELD | Rate |
---|---|
Year 1 |
2.080
|
Year 2 |
2.630
|
Year 3 |
2.880
|
Year 4 |
3.430
|
Year 5 |
4.380
|
USD NON-REDEEMABLE TERMS | Rate |
---|---|
1 Year |
0.430
|
18 Months |
0.480
|
2 Years |
0.630
|
3 Years |
0.880
|
4 Years |
0.980
|
5 Years |
1.080
|
US Kootenay Saver |
0.830
|
Foreign Exchange Rates | Buy Rate | Sell Rate |
---|---|---|
United States (US Dollar) |
1.3154
|
1.2354
|
The differences between the prime rate and prime lending rate can be confusing. The KSCU Prime Rate is used for deposits and investments. The KSCU Prime Lending Rate is used for loans and lines of credit for both personal and business banking. In all cases we are very competitive and have the flexibility to provide great customized rate options through our Relationship Pricing program.
More than great rates, we’re part of your community and are working with our members to make the Kootenays even better.