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Banking Services

The full suite of services to make your day to day life easier.

Everything you’ll need


​Debit Cards

​Ding-Free® ATMs

Make deposits and withdrawals at thousands of surcharge-free ATMs across Canada.

Open Account

Existing members can easily open additional sub accounts. Please note that you must be on online banking to use this feature.

Interac e-transfers®

The easiest way to transfer funds to another Canadian account. All you need to know is the recipient's email address or mobile phone number.

​Deposit Anywhere

Quickly and securely deposit cheques with your smartphone or tablet, from anywhere, simply by taking photos of the front and back of the cheque.

​Online Banking Alerts

Get instant notification about any account usage. It’s one more way that we help protect you from fraud. All you need to do is sign up in online banking.

​Text Banking

Access your account balance and transaction history with a simple text command. You’ll receive a text back with your requested information.

CRA Direct Deposits

Get all of your CRA deposits faster and easier by having them put directly into your account.


Digital statements to save on paper and mailing while also making it easier to keep records.


Our eDocuments are fast, easy and secure. You can receive, digitally sign and send loan documents anytime and anywhere on any internet enabled device.

Safe & Secure

You can have financial peace of mind! Your deposits are 100% protected at KSCU by the Credit Union Deposit Insurance Corportation of British Columbia.


More About Banking Services

Looking for your banking information for direct deposit or preauthorized payments? Look no further help is right here.

We also offer the traditional services of money transfers, foreign exchange and safety deposit boxes for your convenience. Visit How to Bank to easily see how to use our many services and tools.

woman at table with wine bucket

Need a Little Extra Guidance?

We’re here to help with any questions you may have about our account services, or anything else.



​Join Kootenay Savings Credit Union

All the services you need and expect, plus a financial friend who has your best interest at heart.