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Commercial Advisors

Our team is focused on knowing your business and being flexible to meet your needs and help you reach your goals.

Cara Halisheff

Cara graduated Dalhousie University as an Accredited Business Lender with honours. She brings over 25 years of experience in the financial service industry specializing in Multi Unit, Development, Construction and Syndication loans. Professional, energetic, and excited about the business community her expertise includes customizing complex lending requirements and comprehensive solutions for her members. Born and raised in the Kootenays Cara loves working for Kootenay Savings Credit Union where decisions are made locally and where Kootenay Savings has invested millions of dollars into the communities.

Senior Account Manager Commercial Services
Direct: 250.304.6625 | Mobile: 250.608.0967


Charlene Diakiw

Charlene has owned and operated several businesses, including an oil company, residential properties and a hotel in Radium Hot Springs, before joining Kootenay Savings Credit Union in 2006. These experiences give her a deep understanding of the excitement of entrepreneurs and existing business owners and their needs. Charlene specializes in commercial mortgage lending and knows there’s no one-size fit all answer, so she works with you to get the best solutions.

Commercial Account Manager
Direct: 250.342.4886 | Mobile: 250.342.5342


Christa Gubler

Christa looks after business’ members everyday banking needs along with investing and lending. She understands the challenges small business owners face in our communities and enjoys the opportunity to simplify day to day banking, while looking at the big picture to help business members reach their financial goals. Christa also values professional development and has continued her education to become an Accredited Business Lender.

Commercial Account Manager
Direct: 250.342.4875


Diane Sirois

Diane has been in commercial lending for over 30 years, specializing in construction financing, putting together complex loan applications, and cash flow financing with larger lines of credit. She believes in being your partner, and works to help your business succeed with flexible lending solutions.

Regional Manager Commercial Services
Direct: 250.304.2874 | Mobile: 250.608.0657


Monika Hlookoff

Monika knows the Kootenays. She was born and raised here and has been with Kootenay Savings Credit Union since 1989 in many different service roles. She specializes in small business mortgages, loans, and lines of credit, working to take care of your banking, so you can focus on your business. Monika believes in getting to know you and your business to best help with all of your business needs.

Small Business Advisor
Direct: 250.304.6617 | Mobile: 250.365.9527


Olivia Berglund

Olivia specializes in mobile home parks, not-for-profit organizations and flexible mortgage lending to a wide variety of businesses. She has a unique point of view on business in the Kootenays because she grew up working for her family business here. This gives her an entrepreneurial spirit when it comes to lending and a true understanding of businesses needs. In addition to being with Kootenay Savings Credit Union for over 15 years, Olivia is the director of the Trail & District Chamber of Commerce and believes in growing with your business, helping you to a more profitable future. 

Commercial Account Manager
Direct: 250.368.2701 | Mobile: 250.512.9078


General Business Inquiry 


​West Kootenay

​East Kootenay