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We've got you covered.

Whether you’re looking to buy your first home or cooking up plans for a dream kitchen, you’re in the right place. At Kootenay Savings, members borrow better. Our loan experts are here to help you understand and conquer the world of home financing. 

Call our Member Service Centre at 1.800.665.5728 to book an appointment with one of our trusted advisors today!


Have you considered a Flex Choice Mortgage?

Welcome home. Flex Choice lets you build your own mortgage with the freedom to combine terms, interest rates and payment schedules. Then if you need cash in the future – say to go back to school, renovate your home, or for any reason at all – you can borrow it as part of your mortgage with no additional legal fees. Talk about easy! Call our Member Service Centre to learn more at 1.800.665.5728.


Buying your first home?

We know what that’s like. Adulting is hard, but buying a home doesn’t have to be. Where do you start? This article has some excellent ideas. Next step, give us a call. Our friendly lenders will meet with you, give you the 411 on down payments, and walk you through your options answering every question. Our mortgages have great rates and it’s easy to get pre-approved – you can even do it yourself online!


Want to Make Your Reno a Breeze?

We may not be handy with a hammer but we sure can make the money part easy. If you’re ready to renovate, we’re ready to help with time- and money-saving options from Express Loans and lines of credit to our streamlined FlexLine LOC. Looking for a loan that can be paid off at any time? We’ve got those, too! Make the call and we’ll help you find the best financing solution for your project.


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​Join Kootenay Savings Credit Union

Membership means you’re an owner with a voice and a vote. It also means you’re part of the community and helping to make the Kootenays the best it can be.