Interac e-Transfer
New Features Make it Even Easier
Easily send, request and receive your money!
Available on both online and mobile banking, Interac e-Transfer helps you simply and securely transfer money between accounts at Canadian financial institutions with just an email address or mobile phone number. And, you can access the funds as soon as the transfer is accepted.
Send Money
Interac e-Transfer is one of the easiest ways to send money.
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e-Transfers are FREE with accounts that offer bundled transactions. Once the monthly transaction limit is reached, the cost is $0.75. Receiving an e-Transfer is free! Questions about e-Transfers? Click here. |
Request Money
Get paid easier with Request Money.
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Questions about e-Transfers? Click here. |
Autodeposit
Deposit funds without security questions.
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Questions about e-Transfers? Click here. |
Fraud Awareness
- If the recipient’s contact details are incorrect, the Interac e-Transfer can be mistakenly directed towards another person.
- If the recipient’s email has been compromised, criminals can monitor the account for notifications from Interac. When they see one come through, they can use the deposit link to redirect the funds into a different account, if they can correctly answer the security question.
- Ensure the recipient’s contact details are correct and up-to-date.
- Use a security question with a hard-to-guess answer. Don’t overestimate the security of the internet and email. The security question is there as a safeguard against the wrong person getting their hands on the e-Transfer.
- Never send the answer to the security question via the same means as the e-Transfer itself. For example, if the transfer is sent via email, do not email the answer. Instead, provide it to the recipient via a telephone call or text message.
- Change your email passwords frequently. Ensure they are unique, complex and use a combination of uppercase and lowercase letters, numbers and special characters.
- Maximize the security of your email accounts with strong challenge questions and two-factor authentication (when available). If these features are not available seek out a service provider that offers them.
- Be careful when clicking links that are not familiar or trusted. Phishing links are a popular way for email accounts to be compromised and often contain hints that you should watch for such as spelling mistakes. Secure links start with https:// and have the lock symbol beside them.
Limits
ETransfer Limit Category |
Personal Accounts |
Business Accounts |
Maximum amount per transfer |
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Outgoing (Send) |
$ 3,000.00 |
$ 6,000.00 |
Incoming (Receive) |
$ 10,000.00 |
$ 10,000.00 |
Maximum amount per day |
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Outgoing (Send) |
$ 20,000.00 |
$ 20,000.00 |
Incoming (Receive) |
$ 20,000.00 |
$ 20,000.00 |
Maximum amount per 7 days |
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Outgoing (Send) |
$ 20,000.00 |
$ 20,000.00 |
Incoming (Receive) |
$ 140,000.00 |
$ 140,000.00 |
Maximum amount per 30 days |
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Outgoing (Send) |
$ 20,000.00 |
$ 40,000.00 |
Incoming (Receive) |
$ 600,000.00 |
$ 600,000.00 |
Need more information on your ETransfer limits? Call 1.800.665.5728 and one of our representatives will assist you.
For Business
Request Money
Get paid easily by sending a request for money.
- Invoice your customers or clients
- Add an invoice number and due date for tracking in the comments field
- Schedule an automatic reminder
Autodeposit
Have funds sent via e-transfer automatically deposited right into your account
- Eliminate delays due to lack of internet access
- Eliminate the need to remember or safely share security questions
- Quicker deposit means less time worrying
Costs:
- eTransfers are FREE with accounts that offer bundled transactions. Once the monthly transaction limit is reached, the cost is $0.75.
- Receiving an eTransfer is free!
REPORT FRAUD RIGHT AWAY
As your financial institution, we are dedicated to helping you understand how you can protect yourself from fraud. If you suspect you've been a victim of Interac e-Transfer fraud, contact us by email, stop by a branch or call 1.800.665.5728.