INTERAC eTransfer

INTERAC® e-Transfer gives you the freedom to send and receive money quickly and securely between Canandian Financial Institutions - using a computer and/or mobile phone.

A text message and/or email notifies the recipient that money is waiting for them.


  • Send and receive money directly from/to your existing bank account.
  • The money can be accessed immediately after the transfer is accepted.
  • You don't need to share financial account information, only a phone number or email address.
  • The security question protects your transfer from being deposited by unintended recipients.
  • No need to set up new accounts, user ID or passwords if you already bank online.
  • Email and/or text message carries the notification, so no need for printing or mailing.
  • Sending an eTransfer costs only $1.50.
  • Receiving an eTransfer is free!



  • Maximum sending limit is $3000 per transaction
    • Maximum of $10,000 in a 24 hour period
  • Maximum sending limit per 7 days is $10,000
  • Maximum sending limit per month is $20,000

  • Maximum receiving limit per transfer is $10,000
    • Maximum of $10,000 per day
  • Maximum receiving per 7 days is $70,000
  • Maximum receiving per 30 days is $300,000

For a list of Frequently Asked Questions about e-Transfers, click here.