Ways to Bank

Designed to make your life easier, we offer 24/7 online and phone banking, on-the-go mobile banking and access to over 3000 surcharge free ATMs across Canada. Plus our friendly, knowledgeable and professional representatives are available by calling our Member Service Centre at 1.800.665.5728.


Online Banking

Safe, secure and simple to use. Check account history, account balances, pay bills and transfer money.

  • Security features ensure your information is safe at all times, especially when using public computers
  • Account summary shows you your accounts as well as scheduled bill payments and automatic transfers
  • Select just the type of transactions you want to see and even customize the names of your accounts, like taxes or vacation
  • Multiple bill payments let you pay more than one bill with just one click - check out our Bill Payment Guide
  • Schedule bill payments in advance, add new vendors or delete vendors
  • Move money easily between your own accounts, to another member, or to other financial institutions with INTERAC® e-Transfer 
  • Download statements into money management software such as Quicken, Microsoft Money, Simply Accounting, QuickBooks, Excel and more
  • Personal Messages let you know of your maturing term deposits, mortgage renewals and other events
Check out our easy to use Online Banking Guide here!

Try it today. Here's what to do to get started:

  1. You'll need a Personal Access Code (PAC). If you don't have one call 1.800.665.5728.
  2. Go to kscu.com, select your branch, enter your account number, security answers and PAC and be instantly connected to your accounts.

Mobile App

We know today’s lifestyle is fast-paced and hectic. Manage your money when and how you want. Whether you’re at home, or on the move, access your accounts quickly, securely and conveniently.

The Kootenay Savings Mobile App, with a host of convenient features, is a fast secure way to handle everyday banking wherever and whenever it suits you, directly from your smartphone or tablet.

Find out more about the Kootenay Savings Mobile App.

Deposit Anywhere™, a feature included with our mobile app, lets you quickly and securely deposit cheques simply by taking a photo of them and submitting them.  Learn more about Deposit Anywhere™  You may qualify for immediate access to your deposit, details here.

For our members in rural areas with slower internet access, or members with older phones, we have a solution for you too. Access your accounts on the go with Mobile Web.

DEPOSIT ANYWHERE™ is a trademark of Central 1 Credit Union, used under license.

Mobile Web

Bank from anywhere, even with dial up.  Mobile Web is a 'no-frills' version of our website.  The frills are removed to make the site function better and faster on a mobile phone or desk top computer. 

With Mobile Web you can:

  • Check account balances and transactions
  • Transfer funds
  • Pay bills
  • Manage scheduled bills and transfers
  • Find a branch or ATM
  • Get information on rates
  • Contact us
Accessing Mobile Web is easy:

Simply use the browser on your Smartphone to browse to our site, www.kscu.com/m.  Scroll to the bottom of the page and click on "Poor or Slow Connection", the Mobile Web version will open. 

Want to add a Kootenay Savings icon to your phone for quick and easy access?

  1.      Download the site then press the + sign on your iPhone or iPod Touch
  2.      Select "add to home screen"
  3.      Type a name, such as "Kootenay Savings"
Now you can access your account when you want, wherever you are!

*Standard carrier fees may apply.

Text Banking

Have you ever found yourself in line at the grocery store wondering “Should I use my debit card?  Do I have enough money?”  but don’t have enough time to login to your app?   Check out Text Banking, unlike our Mobile Web or Mobile App, you communicate with your personal account via text messaging.  

Sign up for Text Banking, then simply text MONEY (66639) from your smart phone and reply with a command.  By inputting a keyword like BAL (balance of your primary account) an instant text message will deliver to you with your current account balance.  Other commands like ACT provide instant account activity of your primary account or BAL ALL sends the balance of all your accounts.  You are just a quick, secure and convenient text message away from knowing your basic account information 24/7.  Sign up today!

See how easy it is to set up Text Banking here.

Text Banking Step by Step Guide

Text Banking FAQs here.

**Standard text messaging rates apply

Stay Safe bank from home