Managing Your Business

At Kootenay Savings, we have the products, services, and expertise to help you run your business successfully.

View the tabs below for more information on Our Services.

Business Services

At Kootenay Savings, we offer lots of 'other' financial services that are critical to running your business smoothly and efficiently.

  • Bill Payments
  • Automated Funds Transfer
  • US$, € and £ Transactions

PaymentStream™ Automated Funds Transfer (AFT) Expand/Collapse

Whether you need to pay employees and suppliers or collect payments from your customers, PaymentStream AFT is designed to accommodate pre-authorized fund transfer transactions for all types of businesses.  To learn more to see if PaymentStream AFT is right for your business, speak to your Small Business Advisor.

Click here for more information on this application.

Night Deposit Services Expand/Collapse

For the convenience of our business members who cannot make it to the branch during regular business hours, we offer a night depository service which allows merchants to deposit cash or cheque items.

Annual fee applies.

Foreign Drafts Expand/Collapse

Foreign Drafts are a safe and secure way of sending money through the mail. Plus you don't have the added worry of carrying large sums of cash or sending a personal cheque through the mail.  US funds only. 

Fees apply.

Money Wire Transfers Expand/Collapse

Transfer funds or wire money anywhere in the world.

Fees apply.

Safety Deposit Boxes Expand/Collapse

Safeguard your valuables with one of our Safety Deposit Boxes. A variety of sizes available at a low annual rent.

Merchant Services

As a business owner, you need to accept payments for the goods and/or services you provide. First Data Canada has the right payment acceptance solution for your needs. First Data backs their solutions with a $1,000 Meet or Beat offer that guarantees your business is getting the most competitive offer in Canada. If First Data is unable to meet or beat your current provider’s offer, First Data will pay you a $1,000 prepaid Mastercard.

This offer is open to net new merchants only, limit of one card per merchant.

Point-of-Sale (POS) Terminals Expand/Collapse

First Data offers a selection of high-speed terminals, available in wired models, as well as short and long range wireless. All models are contactless and are also programmed to accept ApplePay™ and mobile wallets.

Offer your customers more payment options by accepting credit cards including Visa®, Mastercard®, American Express®, Discover®, Diners Club International® and JCB® credit cards.

Mobile Pay Plus Expand/Collapse

Accept credit card and Interac debit anywhere you have wireless coverage with First Data’s Mobile Pay Plus. This handheld device connects with your iPhone®, Android® or iPad®. Mobile Pay Plus is a cost-effective solution leveraging the cost of the hardware (your mobile device) with an existing data plan. Available with flat-rate billing option!

E-commerce and Virtual Terminals Expand/Collapse

If your business provides goods and services AND you have a company website, why aren’t you using eCommerce? First Data provides e-commerce processing to merchants that wish to accept payment through their website in both Canadian and US dollar transaction processing.

Universal POS PC Based System Expand/Collapse

Universal POS provides a simple, affordable, and powerful "end-to-end" point of sale (for retail and restaurant) and inventory control system for any size establishment. UPOS is a high-performance system that helps you manage your business and increase your profits., UPOS offers all the benefits you see in today's sophisticated POS systems with the added bonus of cash register simplicity at a value that can't be matched.

Gift Cards Expand/Collapse

Prepaid gift cards are one of the fastest growing revenue opportunities in Canada. The First Data Gift Card program is affordable and is suited for small and medium sized businesses.

Employee

Managing a business means managing employees. We offer tools and services designed to make it easy for you.

  • Direct Payroll Services
  • Group RRSPs

Speak to your Small Business Advisor about setting up payroll services for your employees.

Insurance

Kootenay Insurance Services Ltd. is a homegrown insurance brokerage with deep roots in our community.  A strategic partnership leveraging the strengths of East Kootenay Community, Kootenay Savings, Nelson and District Credit Union and Summerland District Credit Union for over 30 years to serve thousands of loyal clients.

As independent insurance brokers, they work exclusivley for you, not for any specific insurance provider. They represent a number of leading insurance companies enabling them to provide a wide range of coverage at very competitive prices.

They take great pride in providing clients with exemplary personal service - from understanding your needs and securing the right coverage, to being there and guiding you in the event of a claim.

For your business, we have solutions for both Property and Loan Insurance, in addition to our full suite of home, auto, travel, RV, boat solutions.

For added convenience, KIS has locations in Kimberley, Cranbrook, Crawford Bay, Nelson, Trail, Invermere and Summerland.


Contact KIS

KIS Locations

* Kootenay Insurance Services Ltd. is a joint partnership between East Kootenay Community Credit Union, Nelson and District Credit Union and Kootenay Savings Credit Union.