Ways To Bank

Designed to make your life easier, we offer 24/7 online and telephone banking, on-the-go mobile banking and access to over 3000 surcharge free ATMs across Canada.  Plus our friendly, knowledgeable and professional representatives are available in-branch and by phone.

Small Business Online Banking

If you own a small business, time is probably one of your most valuable commodities. No matter what you do, you never seem to have enough of it.

Our Small Business Online Banking is designed especially for the needs of small and micro businesses, with powerful, time-saving features that make managing your business banking seamless.

 

Pay and file your business taxes Expand/Collapse

You already pay other bills online, why not pay and file your government taxes directly from your business account as well? Forget fiddling with forms or trying to find a stamp. A few clicks with online business banking and you can be done.

Consolidate your accounts Expand/Collapse

With Small Business Online Banking, moving money between your business and personal accounts is easy. See all your accounts at a glance-without having to login more than once.

Authorize users to view or initiate transactions Expand/Collapse

Do you hire an accountant, a bookkeeper or even a family member to keep your business finances in order? With online business banking, you can authorize your staff (delegate) to view your statements online at their convenience, without the hassle of paper statements. You can also authorize delegates to initiate transfers and bill payments. They start the process; you finish it by approving or declining each one.

Automate Dual Signature Approvals Expand/Collapse

Transactions created in Small Business Online Banking can also be set up to require approval from two people. Best of all, the notification process between both signers is fully automated. You'll be able to see what's pending as soon as you log in.

Deposit Cheques From Anywhere Expand/Collapse

With Deposit Anywhere, you can quickly and securely deposit cheques with your smartphone or tablet, from anywhere, day or night.

So whether you’re at coffee with friends, at work, or staying up late to get your banking done—any time is the right time to deposit cheques.

To learn more and see how it works, click here.

Global Payment MasterCard

As part of our Business packages, Members can use their GLOBAL PAYMENT MasterCard® card to access their account without having to carry cash, a cheque book, or identification.

If you shop with a GLOBAL PAYMENT MasterCard® card, the amount, date and name of the place where you used it will all appear on your statement. Having all your transactions on one statement helps you to keep better track of your spending. There's no annual fee; you pay interest charges only when you're in your line of credit and at a rate much lower than other credit cards.

  • no annual fee
  • accepted worldwide
  • emergency cards/cash and travel assistance
  • free 90-day purchase protection automatically insures most items purchased with a Global Payment MasterCard against loss, theft or damage
  • double the original manufacturer's extended warranty (up to 1 year) on card purchases
  • up to $100,000 travel accident insurance
  • $1000 accidental death insurance
  • Common carrier travel accident insurance
  • life insurance on credit lines up to $10,000
  • Free Master RoadAssist - 24 hour roadside assistance
  • Free online and telephone banking with unlimited bill payments and transfers
  • Cash-advances 24 hour lost/stolen card assistance 
GLOBAL PAYMENT MasterCard® is not accepted at any ATM Globally.  Some restrictions apply depending on account type.

Business MasterCard

Kootenay Savings offers a suite of CUETS Business MasterCard® Credit Cards that will help you save time and money.

Choose the card that best meets your business needs with options such as:

  • Cash back on eligible purchases
  • No fee to Low fee
  • Individualized account user features such as sub-accounts for each user

All cards include:

  • $100,000 Common Carrier Travel Accident coverage
  • Promotional AIR+ on balance transfers for 6 months


To find our more or to apply, contact our Small Business Advisors at commercial@kscu.com or visit the CUETS website.