Service Fees

Service Fees

At Kootenay Savings, our goal is to offer you the best in financial products, services and value.

While some banking fees are going up this September 1, others are going down.

The bottom line: banking how, when and where you want is getting even better.


Questions? Call us at 1.800.665.5728 or drop by any branch. We're here to help make your banking better.


Personal Banking Fees

Starting September 1, we're simplifying our fee structure and making it cheaper for you to bank electronically.

  • Online, mobile and phone banking will be totally FREE including transfers to other members' accounts
  • Interac® e-Transfers are FREE with your monthly bundle.  Members going over their monthly bundle limits or members with pay-as-you go accounts will save too, paying just 75 cents per e-Transfer.
  • Scoop for students: The fee on your STUDY account will be lowered to just $1 a month for unlimited bundled transactions.

To see our full lineup of personal account and service fees, click here.

Business Banking Fees

Taking care of business and the community is important to us.

Beginning September 1, we've standardized many of our personal and business fees creating some great savings for our business members and community organizations.

  • Bill payments via online, mobile and phone banking have always been free for personal members.  Now, they'll be FREE for business members, too!
  • Online, mobille and phone banking will be totally FREE including transfers to other Kootenay Savings member accounts.
  • Interac® e-Transfers are FREE with your monthly bundle. Members going over their monthly bundle limits or members with pay-as-you go accounts will save too, paying just 75 cents per e-Transfer.
  • Travel often?  We're reducing the fee for U.S debit card transactions as well as Interac®, U.S. and International ATMs.

View the complete business accounts and service fees here.