We make it easy for you to apply for a loan online. The application process should take between 5 and 20 minutes, depending on your connection speed and the information you have available. Once completed, we’ll contact you for further details. Please note that if you are applying for a loan with a co-applicant, your application will continue past the main screens to gather co-applicant information as well.

To apply, please make sure you have the following information handy:

• If applicable, your co-applicant’s SIN #, date of birth, employer’s name and number.
• Monthly expenses such as rent, mortgage payments, alimony, etc.
• Assets including bank accounts, investments, vehicles, real estate, etc.
• Liabilities including car payments, loans, credit card debt, etc.

If you need assistance at any time, please call Kootenay Savings at 1-800-665-5728.

If you don't have time to complete your application today, you can save and return to it later.