Contests and Promotions

Welcome to our Contests and Promotions page.

Here you’ll find all the exciting details on any special promotions, contests or events happening at Kootenay Savings, including contest rules, regulations and eligibility requirements.

If you have any questions and can’t find the answer here, please feel free to contact us a  Good luck!


Get It With 2% Cashback

Earn 2% cashback‡ for every dollar spent on eligible purchases with a CHOICE REWARDS® World Elite® Mastercard® credit card††††

Redeem your points‡ for great rewards including travel, brand-name merchandise, or 2% cashback Cash Rewards!   

•    Get up to 5,000 welcome bonus points†† upon approval
•    Earn rewards faster, receive 2 points‡ per every $1 spent on eligible purchases
•    Elite level of benefits** including MasterTrip®, MasterRental®, MasterPurchase®, price protection, concierge service and travel medical insurance

3.99% introductory promotional annual interest rate (“AIR”)† on balance transfers for 10 months.*
Take advantage of our promotional rate to consolidate and pay down other high interest balances.

Apply now for a CHOICE REWARDS® World Elite® Mastercard® credit card and get up to $50 in Cash Rewards upon approval. Conditions Apply.

For more information, contact us.



‡ These are the highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.
†† To qualify for this offer, a member must apply and be approved for the specific credit card account described in the offer. Please allow 8 – 10 weeks from the date the new account is opened for the bonus points to be posted to your points account. Limit one-time bonus (no cash
value) per new account. This promotion is offered by CUETS Financial and may be amended or cancelled at any time without notice.
†††† To be eligible for a World Elite Account, your personal annual income must be greater than $70,000, or your household annual income must be $120,000 or greater and you must meet the criteria set out in this offer.
† Promotional AIR offers remain subject to: (i) your CUETS Financial credit card account being in good standing during the promotional period, and (ii) your financial status not having changed since the date we initially determined that your account was eligible for a promotional AIR.
The promotional AIR will increase at the end of the promotional AIR period or if you are late making any minimum payment, and any remaining balances will become subject to the applicable standard AIR.

*Balance transfers and access cheques must be repaid and otherwise dealt with according to the terms of your Account Agreement and are subject to credit availability. Balance transfers and access cheques cannot be used for repayment of any account established or maintained by CUETS Financial or its affiliates. A transaction fee may apply. See your Account Agreement for full details.

CUETS Financial is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners. ® CHOICE REWARDS is a registered trade-mark of The Toronto-Dominion Bank. CUETS is a trade-mark of Canadian Credit Union Association, used under license.

30-Month Term Deposit Special

Looking for a competitive way to stash your cash?  Look no further.  We're offering a competitive 30-Month Term Deposit Special from now until April 30, 2017.

Starting today, invest a minimum of $500 in our 30-Month Term Special and earn 1.37% interest on all RRSP, RRIF, RESP and TFSA terms.  This flexible term is fully redeemable after 12 months without penalty. 

Another great way to take advantage of this special is by way of Easy Term** (except RESP).  With your $500 minimum deposit, an Easy Term can be set up to debit your account directly making it easy to increase your initial $500 investment.  This is a great way to save for tax time or that vacation you always wanted to take!  For more information on our winter special and Easy Terms, contact your local branch or call 1.800.665.5728.

* without profit shares, or 1.35% with profit shares
**not available on RESPs