A World of Cooperation - The Power of Membership

A co-operative is a legally incorporated business that is jointly owned by the members who use its services. All members of a co-operative are equal decision makers, using a democratic system of one member, one vote. In turn, all members share the benefits of co-operation, based on how much they use the co-operative's services.

Co-operatives take different forms and they operate in all sectors of the economy, but a co-operative is generally set up by a group of people who share a common need. Co-operatives are based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity. In the tradition of their founders, co-operative members believe in the ethical values of honesty, openness, social responsibility and caring for others.

How we Co-operate

Since the beginning, there's been a world of cooperation between our members, employees and community partners at Kootenay Savings. As a member-owned community co-operative, Kootenay Savings has always taken an active role in Kootenay life, and we enjoy working with people and organizations whose values are in alignment with our own.

To learn more about the dedicated groups we support, please visit the links below:

    Kootenay Savings in the Community Blog

    Kootenay Savings on Facebook

    Kootenay Savings on Twitter

    Credit Unions are Helping Here

To learn more about co-operatives and the power of membership visit:

    British Columbia Co-operative Association

    Co-operative Development Foundation of Canada

    Canadian Co-operative Association

    Upper Columbia Co-operative Council



Seven Co-op Principles

As one of Canada's 9,000 cooperatives, Kootenay Savings is committed to embracing the seven Co-operative Principles of the International Co-Operative Alliance:

  1.     Voluntary and Open Membership
  2.     Democratic Member Control
  3.     Member Economic Participation
  4.     Autonomy and Independence
  5.     Education, Training and Information
  6.     Co-operation among Co-operatives
  7.     Concern for Community